FAQs

PLI Consultants specializes in medical malpractice and professional liability insurance for healthcare professionals, medical facilities, and private practices across multiple specialties.

PLI Consultants works with physicians, dentists, surgeons, specialists, group practices, clinics, and healthcare facilities, offering tailored coverage based on specialty, location, and risk profile.

Yes. PLI Consultants partners with top-rated national and regional insurance carriers, allowing clients to compare options and secure the most competitive coverage available.

PLI Consultants helps reduce costs by shopping multiple carriers, negotiating rates, identifying coverage gaps, and structuring policies based on your actual risk exposure—often saving clients thousands annually.

Absolutely. PLI Consultants has extensive experience placing coverage for high-risk specialties such as OB/GYNs, surgeons, anesthesiologists, and specialists with prior claims history.

Yes. PLI Consultants provides tail coverage solutions to protect healthcare professionals from claims filed after a policy ends, ensuring long-term financial protection.

Yes. PLI Consultants offers custom malpractice insurance for telemedicine providers, independent practitioners, and private medical practices, including multi-state coverage where applicable.

In most cases, clients receive competitive quotes within 24–48 hours, depending on specialty, state requirements, and underwriting details.

Yes. PLI Consultants offers ongoing policy management, including renewals, coverage reviews, carrier changes, and claims guidance—acting as a long-term insurance partner, not just a broker.

PLI Consultants offers independent advice, access to multiple carriers, specialty expertise, and personalized service, ensuring you receive the best coverage—not just a one-size-fits-all policy.

PLIC validates the original retro date, verifies continuous coverage, aligns prior acts endorsements, and cross-checks exclusions to ensure zero exposure gaps during carrier transitions.

PLIC analyzes pure consent vs hammer clauses, financial responsibility triggers, settlement authority thresholds, and reputational impact, especially for specialists with hospital credentialing requirements.

PLIC evaluates shared limits vs individual limits, aggregate erosion exposure, cross-liability endorsements, and partner separation clauses to protect each provider independently.

Limit recommendations vary by specialty and jurisdiction but commonly range from $1M/$3M to $2M/$6M. PLI Consultants aligns limits with state mandates, hospital credentialing requirements, and historical verdict trends.