For the last several years, the Florida dental malpractice insurance market for dentists has experienced very little change. Recently, a new insurance company entered the market, Practice Protection Insurance Company. With the addition of this carrier, many dentists have been able to switch their insurance company and save a significate amount of money. It does not matter if you have a claims-made or occurrence policy.
Request a quote from PLI Consultants today and see how much money you are able to save. You do not need to wait for your renewal date to take advantage of this new program. The policy includes the following additional coverage:
- Legal Defense Costs
- Dental Board Legal Proceedings
- Locum Tenens Coverage
- Free “Tail” Coverage at Retirement (terms apply)
Please contact us via email (info@pliconsultants.com), call or text (813-590-9705) or use the secure
quote link for your no-obligation quote today.
FAQ
1. What is causing the dental malpractice insurance shakeup in Florida in 2025?
The 2025 shakeup in Florida’s dental malpractice insurance market is driven by rising claim costs, increased litigation, and insurers tightening underwriting standards. Some providers have exited the market or raised premiums, creating reduced competition and higher costs for dentists.
2. How are Florida dentists affected by malpractice insurance changes in 2025?
Florida dentists are experiencing higher premiums, stricter policy terms, and fewer carrier options. New dentists and specialists are particularly impacted, as they may face limited availability of affordable coverage and more rigorous risk assessments.
3. Are dental malpractice insurance premiums increasing in Florida in 2025?
Yes, premiums are rising in 2025 due to higher claim payouts and legal expenses. Many insurers are adjusting pricing models, leading to noticeable increases, especially for high-risk specialties like oral surgery and periodontics.
4. Is it harder to get dental malpractice insurance in Florida now?
Yes, obtaining coverage has become more challenging in 2025. Insurers are implementing stricter underwriting criteria, including detailed background checks, claims history reviews, and practice risk evaluations before issuing policies.
5. What can dentists do to manage rising malpractice insurance costs in Florida?
Dentists can manage costs by comparing multiple insurers, increasing deductibles, maintaining strong clinical documentation, and implementing risk management practices. Joining professional associations or group policies may also help secure better rates.
